Sukanya Samriddhi Yojana launched by the government is a fantastic scheme for daughters. This mind-blowing investment plan is for girls below the age of 10 years. This scheme is for the education and marriage of the daughter. Also,Sukanya Samriddhi Yojana helps in tax exemption. Apart from giving a secure future to your daughter it also acts as an exciting and safe deposit scheme. If you dont want to take an excess risk by investing in shares, this is surely the best option available. Cone lets know about Sukanya Samridhi Scheme in detail.
What is Sukanya Samridhi Scheme ?
This scheme is specially designed for the daughter by the central government under “Beti Bachao, Beti Padao”. Sukanya Yojna is launched with the aim to give your daughter a good future by saving amount. From a very less amount to 1.5lakh one can easily deposit per year. Moreover, the rate of interest in this scheme is higher than in other schemes. This scheme comes with a capping of 18 years and 21 years. Before that, if you withdraw the amount you won’t get the benefits of the scheme.
This excellent scheme can be used for higher education or the marriage of your girl child. Also, you can get a tax rebate on this scheme.
How to open Sukanya Samridhi Yojna ?
This scheme can be open for the girl child before 10 years of age. You can start the scheme with a minimum of 250 rupees and a maximum of 1.5 lakhs rupees per annum.
Where this scheme can be open?
This scheme can be open in the post office or in any authorized branch of this scheme.
Time of deposit
It can be a deposit for a maximum of 21 years and a minimum of 18 years. The amount can be taken out at the time of the girl’s marriage. Or after 18 years you can take 50% of the amount for higher education.
Who can open the Account?
Legal parents of the child can open the account before 10 years of a child. You just need your adhaar card and birth certificate of your daughter. You cant open two accounts.
In case you are unable to deposit in a year
In that case, a penalty of 50 rupees is charged to your account.
Calculation in Sukanya Samridhi Yojna
Other vital information
You can end the account in case of any mishap by showing a death certificate. You can transfer this account to any place in India without any cost.
By:-
Prakhar Sharma
Founder, Upgrading India
